Steve Maple covers a lot of territory in a short span in What should you do?. Please read this. He covers too many of the problems I have seen these past twenty-one years. These things could have been avoided.
Most of us don’t plan as well as we should. That is to be expected. We are human; therefore we err. This article and the next focus on what not to do — and what we should do.
Who’s your beneficiary? The new widow expected to benefit from her husband’s life insurance, which she knew was substantial. The procrastinating husband of 20 years hadn’t changed the policy’s beneficiary from his ex-wife (who was grateful). You should make sure that all insurance policies and retirement accounts and your will are up-to-date.
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